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Our service. Call us old fashioned, but we think personal service is important. That’s why Access CU offers members excellent in-branch service and leading edge electronic services, a full range of financial products and excellent loan and deposit rates. It’s also why the number of credit union branches in Manitoba keeps going up, and why you’ll find credit unions are the only financial institutions in dozens of communities and neighbourhoods across the province.

Our profits are your profits. The Credit Union is jointly owned by its members. All of our profits go back to benefit members in the form of dividends, improved services, financial reserves and community donations. Any individual, organization or business can join Access CU!

We listen to you. We have to. As a member and owner, you have a voice and a stake in the Credit Union. Member feedback helps us continually improve our products, programs and policies.

You elect a Board of Directors that is accountable to you. The Credit Union is democratically controlled. Each member has an equal vote at the Annual Meeting to help elect the Board of Directors. These Directors are your representatives and you can talk to them directly whenever the need arises.

We have convenient branches and ATMs. Access Credit Union has 12 branches across Southern Manitoba. The provincial ATM network is impressive too-we have over 200 in Manitoba-and credit union members have complete access to their accounts through all of them for deposits, withdrawals and transfers. Through Cirrus®, Interac® and Maestro® networks, members can make withdrawals at thousands of ATMs worldwide.

Social responsibility is a serious commitment. Access Credit Union is committed to developing programs and policies to support the overall well being of our members, our employees and our communities. We put our money where our mouth is by directing a percentage of pre-tax profits into community donations.

We put people before profits. Make no mistake-credit unions are solid and profitable enterprises, and we have to be. We’re in a competitive, fast-changing, technology driven and highly regulated industry. The difference between credit unions and our competition is that we’re not driven solely by profit. We don’t have shareholders demanding big returns; instead, we have members, who are both our customers and our shareholders. They benefit from the lower fees, better service and personal commitment we can provide because our vision extends beyond profitability. And if a credit union’s profits exceed what’s needed to keep its assets safe and secure-and its products and services state-of-the-art-then those profits are returned to the members in the form of surplus shares, share dividends, cash bonuses and rebates.

We’re homegrown. As a Manitoba-based, member-owned organization, Access CU serves South-Central Manitobans, employs Manitobans and are committed to South-Central Manitoba communities. Decisions are made right here at home-rather than outside of the area because it’s our members who steer the system.

We’re well-connected. As fully autonomous financial institutions, credit unions are supported by, and contribute to, a strong network of provincial, national and international organizations. Through the Canadian Co-operative Association, the World Council of Credit Unions and other like-minded groups, Manitoba’s credit unions are helping people help themselves in Canada and around the world.

What else? We’re here for you! As credit unions increase in size, strength and number, more and more Manitobans are seeing them as THE alternative in financial services. Each year thousands of people become credit union members, which is why roughly one in every three Manitobans is now a member. Access Credit Union’s membership now exceeds 14,500!