Loans and Lines of Credit


Personal loans are one of the most commonly used borrowing options for members who have a specific amount in mind for a specific need, as they’re a one-time use solution with set payments. For example, a vehicle purchase, tuition, or consolidating high-interest debt. Loans are a lower-interest alternative to high-interest credit cards and payday loans.

Access loans give you the flexibility to choose the terms that work best for you:

  • Competitive interest rates
  • Flexible repayment plans
  • Fast, hassle-free approval process

We offer different types of loans, tailored to different member needs:

  • Personal Loans
  • Home Equity Loans
  • RRSP Top-Up Loans
  • Student Loans

Lines of Credit

If you’re looking for a flexible, low-cost form of borrowing that YOU control, then a Line of Credit may be the right product for you. Once you’re approved, you have access to the funds you need. PLUS you only pay interest on the funds you use.

  • Pre-approved credit limits
  • Competitive interest rates
  • Low minimum monthly payments
  • Access via online, mobile and telephone banking
  • Optional life and disability insurance for qualifying members

Lines of credit are great for:

  • Renovations
  • Small debt consolidations*
  • Emergency access to credit
  • RRSP contributions

Online BankingExpand/Collapse

need help?


1.800.264.2926 (North America Toll-Free)