Access Credit Union - Credential Financial Strategies Inc.

Working with an expert creates the basis of a solid wealth preservation strategy.

We can help examine your needs, explore opportunities, and plan with the full spectrum of wealth strategies, including:

Cash flow planning
Education planning
Tax planning
Investment planning
Retirement planning
Estate planning

It begins with a conversation.

Our life's work is protecting yours

Understanding your insurance needs, and aligning them to the correct solutions, is what we do.

One of our Insurance Advisors can work with you to determine:

Costs to cover immediate, ongoing and future expenses
How much annual income your loved ones will need
Policies you may already have, and savings you've accumulated

We also specialize in developing a personal strategy to grow and protect your wealth, maximize wealth distributions and minimize taxes.

Call to book your no-obligation consultation appointment today.

Cheryl Kirschman

RIS - Investment and Insurance Specialist

Aviso Wealth

Access Financial Services Inc.
PH: 1-204-467-3188

Charlene Fitkowsky

RIS - Investment and Insurance Specialist

Aviso Wealth

Access Financial Services Inc.
PH: 1-204-340-6057

Cheryl has worked in the financial industry since 2006. She is currently an Investment Advisor at Aviso Wealth and has been helping credit union members with their full-service investing needs for many years.

While Cheryl’s main goal is to help members lower their anxiety and stress around money and their financial future, her expertise and focus is broad, having a wide range of knowledge in the areas of financial literacy, retirement and estate planning, registered plans, investment advice, and pension transfers. Cheryl’s favourite part of her job is hearing her clients say: “I feel so much better about my finances now!”

Areas of expertise: Financial Literacy, Retirement Planning, Estate Planning, Pension Transfers, RRSP/RRIFs, TFSAs, RESPs, RDSPs, & Investment Advice (Mutual Funds, Stocks, Bonds, & ETFs)

Credentials: Certificate in Financial Services Advice (CFSA), Responsible Investment Specialist (RIS)

Spoken languages: English

Know Your Advisor: CIRO Advisor Report

Charlene’s career began in 1987, having worked a variety of roles in the industry, eventually landing and settling in the credit union system. Before taking on her role in Wealth Management, Charlene was the inaugural Manager of our Pinawa branch, taking it from infancy to success.

In her role today, Charlene’s approach is to keep it simple, put herself in her member’s shoes, and help them take the time to truly understand their finances. Simply put, Charlene loves helping people reach their goals and guide them through life changes, like marriage and raising a family.

Areas of expertise: Mutual Funds

Credentials: Financial Management Advisor (FMA), Fellow of Canadian Securities Institute (FCSI®), Responsible Investment Specialist (RIS)