POSTAL DISRUPTION

Due to the Canada Post strike, members may experience delays in mail correspondence. If you have any questions or concerns, please contact us. Learn More


EARLY CLOSURE: Please be advised that branches and Member Solutions Centre will be closed at 2pm, November 23

Credit Cards

Manage your account 

Log in to your Access Credit Union credit card.

We offer three different business Mastercards to suit your credit card needs.

Choose from low rate, no fee, and platinum card options.
Earn and redeem cash or points on every purchase, depending on the product. Get the credit card solution you need for your business today.
Low Rate Business Mastercard
The practical solution for business purchases.

Keep costs down while streamlining expense reporting to help budgeting easier.


  • Annual Fee: $25.00
  • Interest Rate (Purchases): 13.99%
  • Interest Rate (Cash Advances): 13.99%
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
No Fee Cash Back Business Mastercard
The smart way to make the most of your company's purchases.

Allows you to earn cash back for the purchases your business regularly makes.

  • Annual Fee: None
  • Interest Rate (Purchases): 19.99% Fixed
  • Earn Cash Back
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Earn 0.5 points for every $1 spent
World Elite Business Mastercard
Elite privileges for your business.

Build valuable rewards for your business with the credit card that helps you conveniently manage business expenses.


  • Annual Fee: $130.00
  • Interest Rate (Purchases): 20.99% Fixed
  • Earn Reward Points
  • Waiver of Liability Program
  • Purchase Protection & Extended Warranty
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Earn 1.5 points for every $1 spent on business purchases

Current Promotions

Check out the latest promotional offers from Collabria

0.0% Balance Transfer Offer
Simply your finances with 0% on the Balance Transfer for 9 months*
*One-time transfer fee of 2% applies.
Learn More
Bonus Reward Points Offer
Earn up to 5,000 bonus points when opening a select new credit card.
Learn More

Digital Wallets

Making purchases is easier than ever with our Collabria credit cards. No matter which way you pay, you will continue to earn eligible rewards, benefits, and security.


When you use mobile payments, your credit card number is never saved or stored. Instead a token is created, replacing the actual credit card number with a special number for making payments with a one-time use security code. If you ever do have fraud on your card, you're protected with Zero Liability protection.

Apple Pay
Make quick, secure payments using your Collabria credit card on the Apple Pay app.

Apple Pay offers an easy, secure, and private way to pay on iPhone, iPad, Apple Watch, and Mac.

Your credit card can be used to pay on-the-go at merchants who accept contactless payments, in participating apps, and on the web. Apple Pay will provide real-time notifications and details for your purchases when you use Apple Pay on iPhone or iPad.
Google Pay
Load your Collabria credit card to your Android mobile device on the Google Pay app to make quick, secure payments.

Google Pay offers an easy, secure, and convenient way to pay on Android devices.

Collabria credit cards can be used to pay on-the-go at merchants who accept contactless payments, in participating apps, and on the web. Google Pay will provide real-time notifications and details for your purchases when you use Google pay on your Android device.
Samsung Pay
Use your Collabria credit card with your Samsung® device to make quick and secure payments.

Samsung Pay offers the convenience and security of contactless payments by simply hovering your phone or wearable over the merchant's card reader to complete the purchase.

All Collabria Credit Cards can be loaded into the Samsung Pay Wallet by downloading the app from the Apps menu. Samsung Pay uses several layers of security and does not store or share cardholder information.
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