Term Deposits

A term deposit or GIC is a safe, secure and guaranteed way of investing your money for a set length of time. If risk-free investing is what you need, Access CU has terms available for 1 – 5 years. You will enjoy peace of mind knowing that your investment is solid and secure, guaranteed 100% by the Credit Union Deposit Guarantee Corporation.

Many term deposit investors use a laddered approach, which means they divide their investment into several term lengths with different maturity dates. By using this strategy, you will enjoy the benefits of flexibility and reduce the impact of interest rate fluctuations.

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Annual Interest (Rates effective 2021-05-21) Rates
1 Year 1.30%
18 Month 1.30%
2 Year - *Rate Special 1.50%
30 Month 1.35%
3 Year 1.45%
42 Month 1.45%
4 Year 1.50%
54 Month 1.50%
5 Year 1.65%

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